Even before the prospect of bankruptcy
reform, the NACTT and many chapter 13 Trustees realized the value
of debtor education. In 1998, at the suggestion of Trustees experienced in
debtor education programs, the NACTT established the Trustees' Education Network
or TEN. This non-profit organization is dedicated to providing personal financial
management courses to all individuals and families who have filed for protection
under Chapter 13 of the Bankruptcy Code of the United States and to educate
them as to the administrative and legal issues of this remedy. In the future, TEN
hopes to provide the same quality education to ALL those filing for bankruptcy
protection, regardless of chapter.
The purposes of TEN
- To keep education under the control of Chapter 13 Trustees thereby eliminating
profit-seeking entities unfamiliar with the needs and concerns of debtors.
- To serve as liaison between the UST and the Chapter 13 Trustees.
- To keep Chapter 13 Trustees apprised of changes resulting from the new bankruptcy law
especially with regard to the educational provisions.
- To develop high quality debtor education materials appropriate for diverse
class participants and available for prompt delivery.
- To provide positive, motivating programs at no additional cost to Chapter 13 debtors.
- To maintain oversight and evaluation procedures thereby ensuring the quality
of the educational programs.
- To provide a forum where
educators, Chapter 13 Trustees, their staff, and all
interested parties can share ideas and discuss problems.
- To facilitate the distribution of information within the TEN membership via an
email list service.